Frequently asked questions

A rotating savings circle: members contribute a fixed amount each round, and one member receives the full pot on their turn. Ajomarket brings this tradition on-chain so every contribution is recorded and verifiable.

Traditional banks have frozen Ajo managers and seized circle funds. Crypto cannot be frozen, reversed or held hostage — your circle settles in seconds, on-chain, with a tamper-proof record.

Bitcoin (BTC), Ethereum (ETH), USDT, USDC, BNB, Solana, and more — the most-used coins in your country. Each market (Nigeria, Ghana, South Africa) shows its locally popular coins first.

The pot grows with every member who joins. Each member gets the pot once — by fixed rotation, lottery draw, or auction, depending on the circle.

Yes. Funds are held by the circle, not by Ajomarket. Every contribution is on-chain and visible to all members. No hidden fees, no surprise deductions.

A small platform fee on contributions, shown in full before you commit. No hidden charges. Circle runners may set their own commission (0.5%–13%).

Pay your first contribution in a circle. Group chat and direct messages unlock automatically once you have paid.

Your table name in chat — shown instead of your real name. 3–24 characters, unique, no impersonation or offensive content. See the Character Policy for details.

Yes — use the flag pills in the navbar to switch between Nigeria, Ghana and South Africa. Your currency, colour code and feed update instantly.

Go VIP (small deposit), then use "Create circle". Pick your country, amount, number of cycles and distribution type. Your circle goes live immediately.

The circle health score drops and members are notified. Repeated non-payment can lead to removal by the circle admin.

Use the support channel linked in the footer. We respond within 24 hours.